Small Group Tax Credit

The small group tax credit, which will benefit millions of small businesses, has just become more attractive. That’s because the IRS has just released new details clarifying that the tax credit also applies to premiums for dental and vision benefits – not just health benefits.…

Goverment Plans for Pre-existing Condtions

A new insurance plan is available for uninsured people with pre-existing health conditions. The Pre-Existing Condition Insurance Plan – also known as the “federal high-risk pool” – is expected to cover as many as 350,000 individuals. U.S. citizens or legal residents are eligible if they…

Understanding HSA’s (Health Savings Account)

The HSA-compatible high deductible health plan (HDHP) is rapidly becoming a popular alternative to other insurance plan designs, with nearly six million Americans currently covered by an HSA-compliant HDHP. A Health Savings Account (HSA) combined with a qualified health plan offers many savings opportunities and Assurant Health makes using your HSA simple.

Understanding Healthcare Costs

According to data compiled from Fortune magazine’s “Fortune 500 annual Ranking of America’s Largest Corporations,” 2008, The health care industry average profit margin was only 2.2% compared with the Pharmaceuticals industry average of 19.3% and medical products and equipment averaged 16.3%.

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